Ashbourne · Small animal practice

Ashbourne · Small animal practice

Every price we charge, and what each one leaves out.

Every price we charge, and what each one leaves out.

Most practices publish a phone number. We publish the list: twenty-one procedures, the price we start from, the range we usually land in, and the costs that sit outside the number.

Most practices publish a phone number. We publish the list: twenty-one procedures, the price we start from, the range we usually land in, and the costs that sit outside the number.

Procedure

From

From

Typical range

Typical range

What the price excludes

What the price excludes

Routine consultation

Routine consultation

Consultation

·

Dog or cat

In the plan

From

From

$65

$65

Typical range

Typical range

$65

to

$95

What the price excludes

What the price excludes

Any medicine, vaccine or test given during the visit

Any medicine, vaccine or test given during the visit

Extended consultation

Extended consultation

Consultation

·

Dog or cat

From

From

$98

$98

Typical range

Typical range

$98

to

$145

What the price excludes

What the price excludes

Diagnostics ordered on the day, and repeat visits within 14 days

Diagnostics ordered on the day, and repeat visits within 14 days

Second opinion consultation

Second opinion consultation

Consultation

·

Dog or cat

From

From

$120

$120

Typical range

Typical range

$120

to

$180

What the price excludes

What the price excludes

Copies of imaging or notes requested from another practice

Copies of imaging or notes requested from another practice

Puppy vaccination course

Puppy vaccination course

Vaccination

·

Dog

In the plan

From

From

$96

$96

Typical range

Typical range

$96

to

$135

What the price excludes

What the price excludes

The microchip, and the health check before the first dose

The microchip, and the health check before the first dose

Kitten vaccination course

Kitten vaccination course

Vaccination

·

Cat

In the plan

From

From

$92

$92

Typical range

Typical range

$92

to

$128

What the price excludes

What the price excludes

FeLV and FIV testing before the first dose

FeLV and FIV testing before the first dose

Annual booster

Annual booster

Vaccination

·

Dog or cat

In the plan

From

From

$62

$62

Typical range

Typical range

$62

to

$88

What the price excludes

What the price excludes

The annual health check when it is booked as its own appointment

The annual health check when it is booked as its own appointment

Rabies vaccination

Rabies vaccination

Vaccination

·

Dog or cat

From

From

$45

$45

Typical range

Typical range

$45

to

$72

What the price excludes

What the price excludes

The travel certificate, and the tapeworm treatment before travel

The travel certificate, and the tapeworm treatment before travel

Rabbit vaccination, RHDV and myxomatosis

Rabbit vaccination, RHDV and myxomatosis

Vaccination

·

Rabbit

From

From

$78

$78

Typical range

Typical range

$78

to

$105

What the price excludes

What the price excludes

The nail clip and dental check usually done at the same visit

The nail clip and dental check usually done at the same visit

The column nobody prints

The column nobody prints

Three costs sit outside almost every estimate

Three costs sit outside almost every estimate

01

Laboratory work sent away

Laboratory work sent away

An in-house panel appears on the estimate. A sample posted to an external laboratory does not, and it is usually the one that decides the diagnosis.

An in-house panel appears on the estimate. A sample posted to an external laboratory does not, and it is usually the one that decides the diagnosis.

02

Imaging taken part way through

Imaging taken part way through

A radiograph taken to answer a question that only came up during the procedure cannot be priced before the procedure starts.

A radiograph taken to answer a question that only came up during the procedure cannot be priced before the procedure starts.

03

Medicines dispensed to go home

Medicines dispensed to go home

Pain relief, antibiotics and a recovery collar are almost never inside the procedure fee, and they are almost always needed.

Pain relief, antibiotics and a recovery collar are almost never inside the procedure fee, and they are almost always needed.

The lifetime number

The lifetime number

What a policy costs across a whole life, not a year

What a policy costs across a whole life, not a year

Premiums are banded by age and rise every year. An excess is paid per condition, per policy year. Most policies add a co-insurance share once your pet passes a senior threshold. Change any number below and the comparison changes with it.

Premiums are banded by age and rise every year. An excess is paid per condition, per policy year. Most policies add a co-insurance share once your pet passes a senior threshold. Change any number below and the comparison changes with it.

Your pet
Over the lifetime
$1,584
insured runs more than uninsured, over 10 years
Insured total
$10,084
Uninsured total
$8,500
Overtake year
Year 6
What the premium-times-twelve pitch leaves outA claim under $100 pays nothing at all, the excess swallows it whole. After excess and co-insurance the policy covers 75% of a typical $600 claim, not all of it.
Typical pitch: premium x 12 vs a claim$420 / $600
First year premium vs final year premium$420 / $840
Routine care is counted on both sides and never moves the comparison above. An estimate from the figures entered, not insurance advice: it prices a steady average claim, not the one large claim cover exists for.

What this cannot see: the model prices claims as a deterministic annual average. It cannot see variance, and variance is the single catastrophic claim insurance exists for.

What this cannot see: the model prices claims as a deterministic annual average. It cannot see variance, and variance is the single catastrophic claim insurance exists for.

Health plans

Health plans

Three plans, priced monthly, with the exclusions printed

Three plans, priced monthly, with the exclusions printed

Core

Core

$22

a month

Includes

Includes

Annual booster, one health check, twelve months of flea, tick and worm cover.

Annual booster, one health check, twelve months of flea, tick and worm cover.

Excludes

Excludes

Dental work, diagnostics, surgery and anything given out of hours.

Dental work, diagnostics, surgery and anything given out of hours.

Complete

Complete

$38

a month

Includes

Includes

Everything in Core, plus two health checks, a dental assessment and a nurse clinic each quarter.

Everything in Core, plus two health checks, a dental assessment and a nurse clinic each quarter.

Excludes

Excludes

Anaesthetics, extractions, imaging and out of hours.

Anaesthetics, extractions, imaging and out of hours.

Senior

Senior

$46

a month

Includes

Includes

Everything in Complete, plus two blood panels a year and a blood pressure check at each visit.

Everything in Complete, plus two blood panels a year and a blood pressure check at each visit.

Excludes

Excludes

Anaesthetics, extractions, imaging and out of hours.

Anaesthetics, extractions, imaging and out of hours.

Out of hours

Out of hours

Four situations that cannot wait until morning

Four situations that cannot wait until morning

An out of hours consultation costs three times a daytime one. These four are worth it every time, because all four get worse on a timescale of minutes.

An out of hours consultation costs three times a daytime one. These four are worth it every time, because all four get worse on a timescale of minutes.

Difficulty breathing

Difficulty breathing

Open-mouth breathing in a cat, or a dog that cannot settle and will not lie down.

Open-mouth breathing in a cat, or a dog that cannot settle and will not lie down.

A distended abdomen with unproductive retching

A distended abdomen with unproductive retching

A deep-chested dog trying to be sick and bringing nothing up. Minutes matter.

A deep-chested dog trying to be sick and bringing nothing up. Minutes matter.

A seizure over five minutes, or seizures repeating

A seizure over five minutes, or seizures repeating

One short seizure that stops is different from one that does not.

One short seizure that stops is different from one that does not.

Any suspected poisoning

Any suspected poisoning

Bring the packet. Treatment is cheapest and most effective before signs appear.

Bring the packet. Treatment is cheapest and most effective before signs appear.

Or call (555) 010 4477, any hour

Registering a pet takes four minutes.

Registering a pet takes four minutes.

Send us the name, the species and your old practice. We request the records; you do not have to.

Send us the name, the species and your old practice. We request the records; you do not have to.

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